direction of forece action for cornering force and lateral force

[COLOR=#000000][FONT=verdana]I understand that cornering force and lateral force(aka disturbing side force in below fig) are different things, but why does the 'disturbing side force' in the below diagram arise? Is it because of the centripetal force in this case i.e the car is moving to the right.?? If yes, why does this centripetal force act at the centre of the tire and not eccentrically like the cornering force? [/FONT][/COLOR][IMG]http://lh6.ggpht.com/_Ii1ukGkfijY/SqfFXc4J5hI/AAAAAAAABUM/PU9SxrPZqCQ/clip_image0063.jpg[/IMG]

[COLOR=#000000][FONT=verdana]By analogy, a flexible rubber ball on the ground attached to a string which applies a centripetal force on it would act at the point where the contact patch has maximum deflection? or otherwise?[/FONT][/COLOR]